Plan your retirement with precision. Calculate pension projections, compare withdrawal strategies, and visualize your financial future.
Track all retirement assets: 2nd pillar (BVG), Säule 3a, cash savings, and inheritance events.
Compare pension vs. lump sum vs. mixed withdrawal strategies with detailed tax calculations.
Accurate calculations for all Swiss cantons including federal, cantonal, and wealth taxes.
1st Pillar (AHV/AVS)
State pension providing basic coverage. Full pension approximately CHF 28,680 per year.
2nd Pillar (BVG)
Occupational pension fund. Withdraw as pension or lump sum at retirement.
3rd Pillar (Säule 3a)
Private pension savings with tax benefits. 2024 limit: CHF 7,056.
Pension (Annuity)
Receive monthly payments for life. Provides security, subject to income tax.
Lump Sum
Withdraw entire amount at once. Maximum flexibility, lower one-time tax.
This calculator provides estimates based on current Swiss regulations.
For personalized advice, consult with a financial advisor.